Terms and Conditions

TERMS & CONDITIONS
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected on your credit report.

NOTICE TO CALIFORNIA RESIDENTS: A married applicant may apply for a separate account. AS required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

NOTICE TO OHIO RESIDENTS: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.

NOTICE TO NEW YORK AND VERMONT CUSTOMERS: In connection with your application for credit, a consumer report may be obtained which contains information on your credit worthiness, credit standing, credit capacity, and general reputation. If you request you will be informed whether a consumer report was obtained, and if so, you will be given the name and address of the consumer reporting agency which furnished the report. If your application is granted, subsequent consumer reports may be obtained in connection with any update, extension, or renewal of credit.

NOTICE TO WISCONSIN CUSTOMERS: As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

By submitting this credit application, I certify that the information I provided is true and correct. I am at least 18 years of age and either a United States Citizen or a permanent resident of the U.S or Puerto Rico. I authorize First Mutual Financial, its agents, successors, and assigns to review my credit and employment histories and any other information in order to process the application, service my account, and manage their relationship with me. Verification or re-verification of any application, and the original copy of this applications will be retained by the dealer or First Mutual Financial, even if the contract is not approved. By submitting this application electronically, I agree to the conditions described above.